ADCA Akshay DaiyaMSME PAYMENT ADVISORY
Illustrative textile weaving workshop with green looms

FOR RAJASTHAN'S MICRO & SMALL BUSINESSES

MSME payment
recovery advisory

Your hard-earned money belongs in your business.

You supplied the goods. You completed the work. If payment is still pending, let's review your options under MSME Samadhaan and build a clear next step.

Personal guidance by CA Akshay Daiya · Independent advisory

Illustrative workshop image
15 days

Payment window without a written agreement*

45 days

Maximum agreed payment period*

3 × Bank Rate

Statutory interest, compounded monthly*

Understand your payment rights

SOUND FAMILIAR?

Another reminder.
Another “next week”?

Behind every unpaid invoice are materials, wages and hours you have already invested. It is reasonable to ask what you can do next.

Promises, but no payment.

Repeated follow-ups can wear you down. Start by putting the payment history and buyer's responses in one place.

Your next order cannot wait.

Money stuck with a buyer can affect your next purchase or payroll. A clear assessment helps you decide how to pursue the dues.

Unsure where to begin?

Bring your invoices and registration details. We can identify the records and legal questions that need attention first.

You have worked for this money. Give its recovery the same care you gave the work.

KNOW THE ROUTE BEFORE YOU TAKE IT

Your records can tell
the story of your dues.

MSME Samadhaan is a government filing and tracking channel for delayed-payment applications. The relevant Micro and Small Enterprises Facilitation Council (MSEFC) handles the dispute under the MSMED Act, 2006. The government also offers an MSME Online Dispute Resolution (ODR) pathway.

*Payment periods run from acceptance or deemed acceptance, not automatically from the invoice date. Without a written agreement, payment is required before the appointed day following the 15-day period. A written agreement may set an earlier date and cannot extend beyond 45 days.

Eligibility, interest and recoverability depend on the records and applicable law. This is not a subsidy, government-affiliated consultancy or a promise of recovery.

Official Samadhaan portal ↗ Official ODR portal ↗

A SMALL FIRST STEP

Let's see where
your case stands.

Answer four questions to see what needs a closer look. This is a starting point, not a legal eligibility decision.

Your answers stay in this browser. No documents or personal details are collected here.

ONE STEP AT A TIME

A practical path
towards your payment.

The law sets a 90-day decision target from a reference under section 18. Actual proceedings and recovery can take longer.

  1. Understand your case

    Review registration history, business activity, dues, acceptance dates and limitation.

    First: assess the legal route
  2. Put the evidence together

    Reconcile invoices, payments and credits. Organise supply evidence and correspondence.

    Then: establish the facts
  3. Seek a resolution

    Consider settlement and the applicable Samadhaan / ODR and council filing route.

    Council scrutiny and conciliation
  4. Stay with the process

    If conciliation fails, arbitration may follow. An award can need separate enforcement.

    Outcome and timelines vary

SUPPORT WITH THE WORK THAT MATTERS

From “what now?”
to an informed next step.

An honest assessment

Understand eligibility, registration dates and available recovery options before deciding to file.

A claim backed by records

Prepare an invoice-wise statement of dues, evidence index and interest working for review.

Help with the next steps

Get filing preparation, status follow-up and coordination with legal counsel when required.

Engagement scope and fees are agreed separately. Council representation and court work depend on the applicable rules and professional authorisation.

SOMETHING TO READ, KEEP AND SHARE

Know your options.
Come prepared.

A four-page guide to eligibility, payment protections, realistic timelines and the documents to gather.

PDF · 4 pages each · English and Hindi · Rajasthan focus
CLIENT BRIEF / 2026

Getting paid.
Getting prepared.


MSME Samadhaan
A guide for Rajasthan businesses

CA Akshay Daiya
MSME Payment Advisory

YOUR QUESTIONS, ANSWERED

Before you take the next step.

Can every MSME use this route?

The Chapter V payment protection is for eligible micro and small suppliers, not medium enterprises. Pure traders cannot assume Udyam registration provides delayed-payment benefits; activity and supply require review.

What if I registered after supplying the buyer?

Registration timing is a legal risk. Earlier Supreme Court decisions took a restrictive approach; NBCC (2025 INSC 54) referred the issue to a larger bench. Obtain current legal advice before filing a claim involving earlier contracts or supplies.

Will I receive payment within 90 days?

No fixed recovery date can be promised. Section 18(5) sets a 90-day decision target from the reference. Scrutiny, service, hearings, challenges and enforcement may extend the actual timeline.

Can the buyer be outside Rajasthan?

Section 18(4) permits the council for the supplier's jurisdiction to deal with a buyer located anywhere in India. Confirm the supplier's registered location and current Rajasthan council allocation.

What should I bring to the first discussion?

Udyam and earlier registrations, purchase orders or contracts, unpaid invoices, delivery or service acceptance evidence, buyer correspondence and a ledger showing receipts and credits. Old claims need an urgent limitation review.

LET'S START WITH YOUR STORY

Tell me what's unpaid.
Let's look at the options.

A short conversation about your Rajasthan business, registration dates and unpaid invoices is a good place to start.

Send a brief enquiry first. Share confidential client documents only through a separately agreed secure channel.